VA assumable loan available at an estimated 3.99% interest rate for qualified buyers. A rare opportunity to secure a significantly lower rate compared to today's market. Buyer must qualify with the lender. Well maintained two story home offering 3 bedrooms, 2.5 baths, and a functional layout with all bedrooms upstairs. The spacious primary suite includes a full bath with separate tub and shower, dual vanity, and walk in closet. Secondary bedrooms are generously sized, along with a versatile loft area ideal for a home office, media room, or play space. The main level features an open living and dining area with neutral finishes and excellent natural light. The kitchen offers granite countertops, ample cabinet space, and convenient access to the backyard, making it ideal for everyday living and entertaining. Enjoy a fully fenced backyard with space to relax, play, or garden. Located with easy access to major highways, Lackland AFB, shopping, dining, and area amenities.