Welcome home to low maintenance living in sought after Navarro ISD! Even better? The HOA handles exterior maintenance and lawn care, giving you true "lock and leave" convenience and peace of mind. This charming 3 bedroom, 2 bath duplex offers an incredible opportunity for first-time buyers, downsizers, or investors. Inside, you'll find durable concrete floors throughout: stylish, practical, and easy to maintain; along with timeless plantation shutters that add warmth and character. The thoughtfully designed split floor plan places the private owner's retreat on the opposite side of the home from the secondary bedrooms, creating a peaceful layout ideal for guests, family, or a home office. Step outside to a cozy backyard space just waiting for your personal vision! It is perfect for creating a relaxing patio retreat or small garden oasis. Affordable, functional, and located in highly regarded Navarro ISD...this one checks all the boxes.