THIS HOME IS ASSUMABLE! 2.25% INTEREST RATE! Welcome Home! This spacious two-bedroom, two-bathroom home is nestled within the 55+ Villa Monterey community, right in the heart of desirable Old Town Scottsdale. From the curb, you'll be greeted with a soft neutral palette and vibrant bougainvillea, leading into a charming curved entryway and an inviting interior. The open kitchen, fully updated in 2020, is light and bright with maple cabinetry, granite countertops, a center island, stainless steel appliances, and recessed lighting. The home offers both a cozy front family room and a versatile back bonus room that can be enjoyed as an office, workout space, or an additional living room area. Both bedrooms are generously sized, while the bathrooms were beautifully remodeled in 2025 with custom tile work. Step outside to your private backyard retreat, complete with lush landscaping and fruit-bearing lime and orange trees. Thoughtful upgrades throughout the home include a new roof in 2023, an updated HVAC motor with regular servicing, dual-pane windows and window coverings added in 2020, fresh interior paint and retexturing also completed in 2020, new bedroom carpet in 2020, additional laundry storage cabinets installed in 2025, and a convenient backyard pass-through. Blending modern convenience with timeless charm, this home offers the perfect retreat in one of Scottsdale's most sought-after 55+ communities.