Assumable qualifying VA Loan at 2.75%. VA Assumable Loan option is only for VA Buyers. RARE cul-de-sac opportunity with unmatched privacy -- this home sits on a quiet 3-home cul-de-sac, with natural wash behind and across the street, offering no neighbors in front or behind and stunning mountain views from both directions. Beautiful McDowell Mountain Ranch home located on a quiet cul-de-sac near the Havelina Trail entrance, offering immediate access to scenic hiking and biking trails. This spacious two-story home features 4 bedrooms and 3 full bathrooms, including a downstairs bedroom and full bath, perfect for guests or multigenerational living. The kitchen is designed with functionality in mind and features soft-close cabinetry and pull-out drawers throughout for easy organization. Upstairs the primary suite offers a privatebalcony with stunning mountain views, along with a spacious bathroom featuring dual vanities, a soaking tub, separate walk-in shower, and a large walk-in closet. Both additional upstairs bedrooms also include walk-in closets, providing excellent storage throughout the home. Step outside to enjoy a private backyard backing to the wash, offering additional privacy and natural desert surroundings. The backyard is designed for Arizona living with a heated pool and built-in spa with waterfall feature, along with a large grassy area perfect for relaxing, entertaining, or play. Additional highlights include a mudroom area in the laundry room and built-in garage storage cabinets for added organization. Ideally located near the McDowell Mountain Ranch Aquatic Center and within walking distance to Thompson 105 and Bosa Donuts, this home is also close to top-rated McDowell Mountain Ranch schools, including Desert Canyon Elementary, Desert Canyon Middle School, and Desert Mountain High School, as well as nearby preschool options within the community. This home combines privacy, mountain views, outdoor recreation, and convenient access to dining, schools, and community amenities in one of Scottsdale's most sought-after neighborhoods.