Excellent investment opportunity in Chula Vista! This versatile income property features three total units: a detached 2-bedroom, 1-bath single-family home plus a duplex offering two 2-bedroom, 1-bath units. Two of the 3 units are occupied by long-term tenants with upside to increase rents to current market rents in future. Owner has managed & owned property for 40 yrs plus. The property has seen recent upgrades, including updated kitchens and bathrooms and fresh exterior paint, enhancing both curb appeal and tenant satisfaction. An on-site laundry area adds convenience and additional value for residents. With strong rental history, low turnover, and solid layout, this multi-unit property is ideal for investors seeking dependable returns in a desirable South Bay location. FHA and VA terms being offered as an option to purchase, live in one and rent the other units to help offset mortgage.