VA ASSUMABLE LOAN @ 5.625%. Opportunity knocks in the heart of Central Mission Valley! Priced under $500K, this beautifully upgraded 2-bedroom condo offers unbeatable value and location. Step into a stylish, move-in-ready home featuring a modern kitchen with white shaker cabinets, quartz countertops, newer appliances, and luxury vinyl plank flooring throughout. Enjoy additional updates including recessed lighting, ceiling fans, fresh paint, and high-efficiency dual-pane windows and sliding patio door—perfect for indoor-outdoor living. This cozy unit is tucked inside a well-maintained gated community offering resort-style amenities: pool, spa, gym, and basic cable included. Unbeatable walkability—just steps to Fashion Valley Mall, top restaurants, the trolley, golf course, and more. Plus, quick freeway access and a short drive to downtown or the beach! Don't miss your chance to own or rent-to-own in one of San Diego’s most convenient and desirable neighborhoods. MOTIVATED SELLER! BRING ALL OFFERS! Plus, the HOA includes water, sewer, trash, cable, and internet.