Incredible opportunity to purchase this beautifully renovated 3 bedroom, 2.5 bath townhouse in the heart of the Montecito community of Otay Ranch with a *rare 2.75% VA loan assumption opportunity for both veterans and non-veterans, subject to lender and VA approval --buyer must qualify*. This two story townhouse features a wrap around fenced in patio, open concept living with kitchen, dining and living room flowing seamlessly together, lower level custom dark wood shutters, white shaker kitchen cabinets and dark gray countertops, white subway backsplash, large modern tile flooring throughout lower level. Upstairs you will find all three bedrooms which includes the large primary bedroom featuring a beautiful en suite with dual vanities and a large walk-in closet. The two additional bedrooms and a full bath are just off the hallway, down the hall from the laundry closet and linen cabinet. The attached one car garage has two installed storage racks, installed solar system, beautifully maintained grounds and blocks from Sonia Sotomayor Elementary and Otay Ranch High School nearby. The community of Montecito offers its residents many amenities which include a large pool, spa, fitness center, BBQ, clubhouse with kitchen, bocce ball and a playground. Don't miss out on this rare opportunity to assume a 2.75% VA loan (with lender and VA approval, buyer must qualify) and enjoy everything this home has to offer.