THE ULTIMATE CENTRAL MURRIETA UNICORN—FEATURING A RARE 2.75% VA-TO-VA ASSUMABLE LOAN, NO HOA, PRIME LOCATION, AND RESORT-STYLE LIVING! This beautifully remodeled 5-bedroom residence delivers the perfect blend of modern upgrades, financial opportunity, and everyday convenience. A qualified Veteran buyer can assume the seller’s fixed 2.75% VA loan (approx. $588,039.97 balance), offering extraordinary monthly savings of over $1,300 compared to current market rates. Full substitution of entitlement required. Step inside to discover over $100,000 in luxurious improvements throughout. The Gourmet Kitchen showcases extended quartz countertops, designer tile backsplash, stainless steel appliances, and a premium undermount sink. Spacious living areas are enhanced with waterproof Luxury Vinyl Plank flooring, newer custom carpet on the stairs, updated fixtures, and elegant architectural shutters. A rare downstairs 5th bedroom with its own private exterior entrance provides outstanding flexibility for guests, a home office, fitness space, or multigenerational living. Energy efficiency and future-ready upgrades elevate this home even further. A robust 240-AMP electrical panel supports high-capacity needs or EV charging. The newer high-efficiency HVAC system (installed Nov 2025), smart thermostat, and high-capacity 31-panel solar lease help keep utility costs manageable year-round. Step outside to your private resort-style oasis. The Pebble-finish saltwater POOL & SPA features custom accent tile, gorgeous lighting, and full automation—control heat, spa functions, and ambiance right from your smartphone. The low-maintenance backyard is an entertainer’s haven with a BBQ station, matching storage shed, durable vinyl fencing, and ample patio space for lounging or gatherings. Located in the heart of Murrieta between the 15 and 215 freeways, this home offers unbeatable access for commuters. Families will love being just two houses from E. Hale Curran STEM Elementary and zoned for top-rated Murrieta schools, including Murrieta Mesa High and McElhinney Middle—recognized among California’s best. All of this is set in one of the safest cities in America, making this home an exceptional value where high-end style meets an incredible financing opportunity. This turnkey gem truly checks every box—luxury upgrades, a dream backyard, a one-of-a-kind 2.75% interest rate option potential, and a great location!